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We understand the ever-changing environment that you operate in. 

The hospitality industry is fast-paced. The risks can be high and result in rising costs over time. 

Your business is different, so why should you settle for the same standard insurance package that everyone else has? 

What you need is a custom-made insurance policy from a provider you can trust to protect your valuable work. Not many insurance brokers can deliver that. We can.

Insurance solutions that are made to measure.
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An insurance policy as unique as your business.

The Bletchley Group delivers insurance solutions to a selection of clients with bespoke requirements, who demand the very best.

Our team of insurance experts are experienced in working with all kinds of businesses in the hospitality industry. So whether you’re a producer, manufacturer or distributor, you’re in safe hands.

We will work hard to understand your business needs. We’ll spend time with you to identify the complex risks you face and advise you of how best to manage them. 

We do things properly, which is why we enjoy long-standing relationships with the UK’s leading insurers. 

It means that we’re able to search the market to obtain the best possible hospitality insurance policies and build a bespoke package around you. 

Our aim is to work hand in glove with you to understand your unique needs and provide the correct cover for your business. We get it right, because we care. 

And as we’re fully independent, you can rest assured that we’ll always deliver products that protect your interests, not our own. 

  • First class customer service
  • Insurance broking specialists that understand your industry
  • Bespoke insurance policies built around your business
  • Dedicated claims team to assist you when you need us
  • Maximum return on your investment, with minimal hassle
We’re always available, whenever you need us.
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Find the correct hospitality insurance cover for you.

Hospitality insurance can be a minefield of different covers and choosing the wrong policy may leave you financially and legally exposed.

But there’s no need to worry. Our specialist insurance team is here to guide you through it, with a standard of service you won’t have experienced before. 

We provide comprehensive and bespoke insurance for the hospitality industry and the food and drink sector, from restaurants and pubs to hotel insurance for multinational chains.

Whether you’re a wine distributor, fine dining bistro or own a Michelin starred restaurant, we’ll deliver an insurance product that provides cover for your buildings, contents, machinery and stock. 

Here’s some of the things we can cover you for:

  • Employers’ liability insurance
  • Public liability insurance
  • Products liability cover
  • Financial loss cover
  • Product recall
  • Machinery breakdown (including freezer and chiller breakdown)
  • Deterioration of stock
  • Business interruption cover
  • Loss of license
  • Engineering inspection
  • Goods in transit
  • Motor fleet cover (including refrigerated vehicles)

Talk to an experienced hospitality business insurance broker you can trust.
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Want to know more?

Take a look at some of the most frequently asked questions we receive about our hospitality insurance policies.

Who needs hospitality insurance?

Hospitality insurance provides specific protection for a range of different businesses that fall under the hospitality sector umbrella. 

Insurance is typically required by:

  • Pubs
  • Hotels
  • Restaurants
  • Bars 
  • Nightclubs
  • Bed and breakfast
  • Food and beverage distributors

Can you cover me if my business expands to another location?

Yes. Our specialist team is here to support you. We can discuss your needs and arrange cover for additional locations as your business grows.

What are the risks to my hospitality business?

Licensed or non-licensed, your business faces a multitude of risks. From assaults on your staff to theft within your premises, those risks could result in the temporary closure of your operations and worse still, legal action. We can’t prevent unfortunate events happening but we can help you find the right protection for your business. 

How does food and drink insurance differ from normal product liability insurance?

Food and drink companies not only need to deal with supplier and consumer needs but also comply with legislation. That means that you will need insurance products to cover a multitude of risks, from manufacturing to health and safety.

What does business interruption insurance cover?

Business interruption insurance helps your business to return to its financial position in the result of a reduction to your income after a physical or material loss. We can help you to cover operating expenses, a move to a temporary location, loss of income and other expenditures as necessary.

Is a bespoke insurance policy more expensive than a standard product?

Tailoring a package of business insurance solutions to your needs does not necessarily mean that you will have to pay more than you do now. The most important thing is that the cover is right for your specific circumstances and gives you full and proper protection.

Whatever your need, we’ve got it covered.
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